Jean Marie, a reader, kindly reminded me of UPromise. UPromise is a program in which you register your reward cards (ie Giant Eagle) and your visa/mc etc. and you get pennies back for certain items you purchase. It is meant to be another way to save for college, but the fact is you can request your money at any time and you do not have to set it up in a child’s name. So why not make your money work for you? Jean Marie said she withdrew $85 in one year – I’m nowhere near that – but don’t use the program to it’s full potential either. Would love to hear how everyone makes this program work for them. In the meantime, sign up – it’s free. Just click on the icon below. Thanks Jean Marie!