It’s Frugal Friday! The time when we take a few moments to focus on tips and hints for frugal living.
Did you know that Christmas is less than 16 weeks away? Hard to believe, but it’ll be here before we know it. Back in March when we first talked about planning for Christmas, we recommended setting aside part of your Christmas budget each month so it will be there when you’re ready to start shopping. How’s your Christmas fund looking?
If you didn’t get a head start back in the spring, it’s not too late. Start an envelope or separate savings account, and try to stash some extra cash each week. See if there are a few budget areas where you might be willing to sacrifice a little now (and throughout the next few months) so that it won’t be such a hit come December.
Other ways to help fund Christmas include taking advantage of rebates and other special reward offers like Swagbucks, SavingStar, Ibotta, Ebates, and more. When you cash in a rebate, try to add that money to your Christmas stash. The same goes for bonus gift card offers that we sometimes get from Target or other retailers. If we can tuck these bonuses away when we get them, they’re an easy way to pad that Christmas account.
A final way to help make Christmas more frugal is to keep an eye out for bargains throughout the year. If you can create your Christmas gift list now, you can take advantage of deals as they pop up. We try to post a few rock-bottom Amazon deals each day, along with tipping you off to coupons and deals on toys and gifts when they are available. If you spread out your shopping, you can get these deals when they’re available, and also spread out the burden of the cost. (Just remember who the gifts are for and where you stash them!)
We’ll be firing up our weekly Countdown to Christmas series again in the next few weeks, full of tons of ideas to help make your Christmas season frugal, low-stress, and fun. Be sure to keep an eye out!
Have you done anything creative to help take the stress out of Christmas? We’d love to hear your ideas. Please share in the comments or on Facebook!
If you’re just joining the Frugal Friday series, check out these other posts:
- Tracking Your Spending
- Creating a Budget
- Making Frugal Choices
- Fighting Spending Envy
- Could You Cut the Cable?
- Saving on Food Expenses
- Schedule to Save (keeping track of due dates to avoid fees & penalties)
- Staying Organized with Holiday Shopping & Rebates
- Frugal Lovin’ (Love & money, plus date night on a Shoestring Budget)
- Waste Not, Want Not (buying what you’ll use, and using what you buy)
- Frugal Fashion
- Frugal Beauty
- Frugal Cooking tip: Prep Once, Eat Twice!
- Budget Check-Up
- Creating an Emergency Fund
- Getting by on a Single Income
- Reducing Fixed Expenses
- Free Printable Frugal Living Resources (meal planners, expense trackers, and more!)
- Saving on Gasoline
- Tips for Tax Time
- Healthy Eating on a Budget
- Frugal Living with Kids
- Frugal Fitness
- Save with Second-Hand
Megan has been frugal most of her life, but has been really honing her frugal skills as the chief home economist for her family of six, surviving and thriving on a single (teacher’s!) income. If she can do it, you can too!